Types of Workers' Compensation Benefits

Medical Benefits: Full medical benefits are provided with no time or monetary limitations. For the first ten days, your employer has the right to select a health care provider to treat your injury. After the first ten days of treatment you may choose a different health care provider. You do this by telling your employer that you wish to have a different person treat your injury.

Temporary Disability (TD): You are entitled to receive temporary disability payments to replace the wages you lose when you are unable to work. The percentage of worker's wage paid is 80% of worker's after tax earnings.

Permanent Partial Disability (PPD) Benefits: If you suffer a permanent disability as a result of a work-related injury or illness, you may receive Permanent Partial Disability benefits, which serve as compensation for having suffered a permanent and partial disability to some part(s) of the body. The percentage of worker's wage paid is 80% of worker's after tax earnings.

Permanent total disability (PTD) benefits: If can't work at all due to a long-term disability caused by the work accident or illness, you are compensated for loss of function or disfigurement and also receive wage replacement benefits. The percentage of worker's wage paid is 80% of worker's after tax earnings

Death Benefits: When an employee’s death is caused by a work-related injury or illness, a surviving spouse or other eligible dependent may be entitled to a weekly payment equal to 80% of the employee's after-tax average weekly wage, but not more than the maximum. Burial and funeral expenses may also be available to the employee’s surviving family members.

Related Topics:

• Maine Laws

• Standard Procedures after a Work-Related Injury

• Filing a Claim

• Types of Benefits

• Resolving Disputes

• FAQs