Mandatory Insurance?
Type of Negligence
Minimum Liability Coverage for Death or Injury of One Person
Minimum Liability Coverage for Death or Injury to More Than One Person
Minimum Property Damage
Requires PIP or UN/UIM?
Statute of Limitations to File Personal Injury Claim
Statute of Limitations to File Property Damage Claim
Yes
Modified comparative at 50%
$25,000
$50,000
$15,000
No
2 year
3 year
If you are involved in an accident, knowing what to do may help alleviate some of the anxiety that an accident causes.
Seek emergency medical help immediately, if necessary.
Get as much information from anyone who was involved in the accident and from anyone who witnessed the accident, including names, addresses, contact numbers, insurance company info, insurance policy numbers, driver’s license numbers, and license plate numbers.
Take down a description of each vehicle that has been involved in the car accident, including the year, make and model of the vehicle, and the damage which has been sustained to the vehicle because of the car accident.
Photograph the scene of the accident and any damage to property (including the cars) that has occurred, as well as any injuries you have sustained.
Making sure a police report has been filed.
Contact IIHC -- If you are thinking about filing a claim against the other individuals who were involved in your car accident, or if you have questions about your legal rights, contact IIHC. Do not wait – the best time to contact us in regards to a car accident is right after the accident occurred. We will refer you to attorneys who will help you with the following:
When you do seek medical treatment, tell the doctor that you were involved in a car accident, and explain to the doctor how the accident occurred.
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