Arkansas Laws

Car insurance in the state of Alabamais mandatory in all states and is required at the time of registering your vehicle at the Department of Motor Vehicles.You may choose to pay a cash bond to the Alabama State Treasurer, which can be no less than fifty thousand dollars ($50,000).The minimum liability coverage in Alabama is $25,000 for injury or death of one person and $50,000 for injury or death of more than one person. The minimum property damage coverage is $25,000.
Alabama follows a Tort system. This means that the state of Alabama does not require its drivers to purchase Personal Injury Protection (PIP) coverage nor Uninsured/Underinsured Motorist coverage (UN/UIM).
The statute of limitations is the period for which you are eligible to file the insurance claim and lawsuit. If it expires, you lose the benefits that you deserve to obtain from the party responsible for causing the car accident. You can file a personal injury claim within 2 years of the car accident, and a property damage claim within 6 years.
Alabama is acontributory negligence state. That means that if the jury finds you even 1% at fault, you do not recover damages under Alabama law.

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